/* NIFMT redesign: editorial, deep green + gold. Loaded last. */
:root{--g1:#0d3b2e;--g2:#14543f;--g3:#e8f0ea;--gold:#b8923f;--gold2:#e6cf94;--paper:#fbf9f3;--ink:#17261f;--mut:#5b6b62;--line:#e3ddcc;
--lux-navy:#0d3b2e;--lux-navy-2:#14543f;--lux-gold:#b8923f;--lux-gold-light:#e6cf94;--lux-ivory:#f6f3ea;--lux-ink:#17261f;--lux-line:#e3ddcc;--nifmt-navy:#0d3b2e;--nifmt-gold:#b8923f}
body{background:var(--paper)!important;color:var(--ink)!important;font-size:16px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif!important;color:var(--g1);font-weight:700;line-height:1.2}
.nav-row{background:var(--g1)!important;border-bottom:3px solid var(--gold)!important}
.nav>a,.dropbtn{color:#f4efe0!important;letter-spacing:.04em;text-transform:uppercase;font-size:11.5px!important}
.nav>a:hover,.dropbtn:hover,.nav>a.active{background:var(--gold)!important;color:#fff!important}
.brand-mark{border-left-color:var(--gold)!important;color:var(--g1)!important;font-family:Georgia,serif}
.dropdown-menu a:hover{background:var(--g3)!important}
.nh-hero{position:relative;display:grid;grid-template-columns:1.1fr .9fr;min-height:430px;background:var(--g1);color:#fff;overflow:hidden}
.nh-copy{padding:56px 5.5%;align-self:center;position:relative;z-index:2}
.nh-copy .k{color:var(--gold2);letter-spacing:.2em;font-size:12px;font-weight:700;text-transform:uppercase}
.nh-copy h1{color:#fff;font-size:clamp(30px,4.2vw,52px);margin:14px 0}
.nh-copy p{color:#d9e6dd;max-width:560px;font-size:17px;line-height:1.7}
.nh-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.nh-cta a{padding:13px 24px;border-radius:2px;font-weight:700;text-decoration:none;font-size:14px}
.nh-cta .p{background:var(--gold);color:#fff}.nh-cta .s{border:1px solid var(--gold2);color:var(--gold2)}
.nh-img{background:linear-gradient(90deg,var(--g1),transparent 45%),url(images/hero-finance.jpg) center/cover}
.nh-strip{display:grid;grid-template-columns:repeat(4,1fr);background:var(--paper);border-bottom:1px solid var(--line)}
.nh-strip div{padding:24px 5%;text-align:center;border-right:1px solid var(--line)}
.nh-strip div:last-child{border:0}
.nh-strip b{display:block;font:700 28px Georgia,serif;color:var(--g2)}
.nh-strip span{font-size:12px;color:var(--mut);text-transform:uppercase;letter-spacing:.1em}
.category-section{max-width:1180px;margin:0 auto!important;padding:56px 24px!important;background:transparent!important}
.category-kicker{color:var(--gold)!important;letter-spacing:.18em;font-size:12px;font-weight:700}
.category-index{color:var(--gold)!important}
.education-grid,.project-grid{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))!important;gap:26px!important}
.education-card,.project-card,article[class*=card]{background:#fff!important;border:1px solid var(--line)!important;border-top:3px solid var(--gold)!important;border-radius:3px!important;box-shadow:0 14px 34px rgba(13,59,46,.08)!important;overflow:hidden;display:flex!important;flex-direction:column}
.education-card img,.project-card img{width:100%;height:190px;object-fit:cover}
.education-card h3{font-size:19px}
.education-card .course-main p:not(.duration):not(:first-of-type){display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.duration{color:var(--gold)!important;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.1em}
.course-pills span{background:var(--g3)!important;color:var(--g2)!important;border-radius:2px!important;font-size:11px}
.gold-btn,.project-btn,.btn,button[type=submit]{background:var(--g2)!important;color:#fff!important;border-radius:2px!important;border:0!important;text-decoration:none;font-weight:700}
.gold-btn:hover,.project-btn:hover,.btn:hover{background:var(--gold)!important}
.admission-phases{background:var(--g3)!important}
.site-footer,.footer{background:var(--g1)!important;color:#d9e6dd!important;border-top:4px solid var(--gold)}
.site-footer a,.footer a{color:var(--gold2)!important}
main p,main li{max-width:75ch}
@media(max-width:800px){.nh-hero{grid-template-columns:1fr}.nh-img{min-height:200px;order:-1}.nh-strip{grid-template-columns:1fr 1fr}}
/* About page */
.ab-founder{background:var(--g1);color:#fff;padding:64px 5.5%}
.ab-founder-in{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:260px 1fr;gap:48px;align-items:center}
.ab-mono{width:240px;height:240px;border-radius:50%;display:grid;place-items:center;font:700 72px Georgia,serif;color:var(--gold2);border:2px solid var(--gold);background:radial-gradient(circle,#14543f,#0d3b2e);box-shadow:0 0 0 10px rgba(184,146,63,.15)}
.ab-founder .k{color:var(--gold2);letter-spacing:.2em;font-size:12px;font-weight:700;text-transform:uppercase}
.ab-founder h1{color:#fff;font-size:clamp(30px,4vw,46px);margin:10px 0 4px}
.ab-role{color:var(--gold2);font-weight:700;margin:0 0 16px}
.ab-founder p{color:#d9e6dd;line-height:1.75;max-width:70ch}
.ab-tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.ab-tags span{border:1px solid var(--gold);color:var(--gold2);padding:6px 14px;font-size:12px;letter-spacing:.06em}
.ab-wrap{max-width:1100px;margin:0 auto;padding:52px 24px}
.ab-who{display:grid;grid-template-columns:1.3fr 1fr;gap:36px;align-items:start}
.ab-who h2,.ab-wrap>h2{font-size:28px;margin:6px 0 12px}
.ab-eyebrow{color:var(--gold);letter-spacing:.18em;font-size:12px;font-weight:700;text-transform:uppercase}
.ab-note{background:var(--g3);border-left:4px solid var(--gold);padding:18px 20px;font-size:15px}
.ab-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;margin-top:20px}
.ab-card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:24px;box-shadow:0 12px 30px rgba(13,59,46,.07)}
.ab-card b{font:700 26px Georgia,serif;color:var(--gold)}
.ab-card h3{font-size:18px;margin:8px 0}
.ab-card p{font-size:15px;color:var(--mut);margin:0}
.ab-disc{max-width:1100px;margin:0 auto 48px;padding:0 24px;font-size:13px;color:var(--mut)}
@media(max-width:800px){.ab-founder-in,.ab-who{grid-template-columns:1fr}.ab-mono{width:160px;height:160px;font-size:48px}}

/* ===== About page ===== */
.ab-founder{background:linear-gradient(135deg,#0d3b2e,#14543f)!important;color:#fff!important;padding:64px 5.5%!important;border-bottom:4px solid var(--gold)!important}
.ab-founder-in{max-width:1080px;margin:0 auto;display:grid!important;grid-template-columns:190px 1fr;gap:44px;align-items:center}
.ab-mono{width:170px;height:170px;border-radius:50%;display:flex!important;align-items:center;justify-content:center;font:700 52px Georgia,serif;color:var(--gold2)!important;background:rgba(255,255,255,.07)!important;border:2px solid var(--gold)!important;box-shadow:0 0 0 8px rgba(230,207,148,.14)}
.ab-founder .k{color:var(--gold2)!important;letter-spacing:.2em;text-transform:uppercase;font-size:12px;font-weight:700;margin:0}
.ab-founder h1{color:#fff!important;font-size:clamp(30px,4vw,46px);margin:8px 0 4px}
.ab-role{color:var(--gold2)!important;font-weight:600;margin:0 0 14px}
.ab-founder p{color:#dbe8df!important;max-width:68ch;font-size:16px}
.ab-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.ab-tags span{padding:6px 14px;border:1px solid var(--gold);color:var(--gold2);border-radius:99px;font-size:12px;font-weight:600}
.ab-wrap{max-width:1080px!important;margin:0 auto!important;padding:44px 24px!important}
.ab-eyebrow{color:var(--gold)!important;letter-spacing:.18em;text-transform:uppercase;font-size:12px;font-weight:700;margin:0 0 6px}
.ab-who{display:grid!important;grid-template-columns:1.3fr 1fr;gap:32px;align-items:center}
.ab-who h2{margin:0 0 10px;font-size:28px}
.ab-note{background:var(--g3)!important;border-left:4px solid var(--gold)!important;padding:18px 20px;border-radius:2px;font-size:14px;color:var(--g1)}
.ab-grid{display:grid!important;grid-template-columns:repeat(4,1fr)!important;gap:18px!important}
.ab-card{background:#fff!important;border:1px solid var(--line)!important;border-top:3px solid var(--gold)!important;border-radius:3px!important;padding:20px!important;box-shadow:0 10px 26px rgba(13,59,46,.07)!important}
.ab-card b{font:700 26px Georgia,serif;color:var(--gold)}
.ab-card h3{font-size:17px;margin:6px 0}.ab-card p{font-size:14px;color:var(--mut);margin:0}
.ab-disc{max-width:1032px;margin:0 auto 40px!important;font-size:12.5px;color:var(--mut)!important;border-top:1px solid var(--line);padding-top:16px}
@media(max-width:860px){.ab-founder-in{grid-template-columns:1fr;text-align:center;justify-items:center}.ab-tags{justify-content:center}.ab-who{grid-template-columns:1fr}.ab-grid{grid-template-columns:1fr 1fr!important}}
@media(max-width:520px){.ab-grid{grid-template-columns:1fr!important}}

/* ===== Footer (all pages) ===== */
.site-footer,.footer{background:linear-gradient(180deg,#0d3b2e,#082a20)!important;color:#cfe0d5!important;padding:0!important;border-top:4px solid var(--gold)!important}
.footer-main{max-width:1180px;margin:0 auto;padding:52px 24px 30px!important;display:grid!important;grid-template-columns:1.2fr .8fr 1fr!important;gap:36px!important}
.footer-brand{grid-column:1}.footer-links{grid-column:auto}
.footer-contact{grid-column:1 / -1!important;display:grid;grid-template-columns:1fr 1fr;gap:20px;border-top:1px solid rgba(230,207,148,.25);padding-top:30px}
.footer-contact>h3{grid-column:1 / -1;margin:0}
.footer-brand-mark{font:700 30px Georgia,serif;color:#fff!important;border-left:4px solid var(--gold);padding-left:12px;letter-spacing:.06em}
.footer-brand strong{display:block;margin:12px 0 6px;color:#fff;font-size:15px}
.footer-brand p{color:var(--gold2)!important;font-style:italic;margin:0}
.footer-accent-line{display:block;width:56px;height:2px;background:var(--gold);margin-top:14px}
.footer h3{font:700 13px Inter,sans-serif!important;letter-spacing:.16em;text-transform:uppercase;color:var(--gold2)!important;margin:0 0 14px}
.footer-links a{display:block;color:#cfe0d5!important;text-decoration:none;padding:5px 0;font-size:14px}
.footer-links a:hover{color:var(--gold2)!important;padding-left:4px}
.footer-contact-card{background:rgba(255,255,255,.05)!important;border:1px solid rgba(230,207,148,.22)!important;border-radius:4px!important;padding:20px 22px!important;font-size:13.5px}
.footer-contact-title{display:block;color:#fff!important;font:700 15px Georgia,serif;margin-bottom:10px}
.footer-contact-card p{margin:0 0 9px!important;color:#cfe0d5!important}
.footer-contact-card p span{display:block;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);font-weight:700}
.footer-contact-card a{color:#fff!important;text-decoration:none;word-break:break-word}.footer-contact-card a:hover{color:var(--gold2)!important}
.footer-website-link{display:inline-block;margin-top:6px;color:var(--gold2)!important;font-weight:700}
.footer-bottom{border-top:1px solid rgba(230,207,148,.25);max-width:1180px;margin:0 auto;padding:18px 24px!important;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12.5px;color:#a9c0b3}
.footer-tagline{color:var(--gold2)!important;letter-spacing:.08em}
.nifmt-footer-disclaimer{max-width:1180px;margin:0 auto;padding:6px 24px 30px!important;font-size:11.5px;line-height:1.6;color:#8fa89a!important;background:transparent!important;display:grid;grid-template-columns:repeat(2,1fr);gap:8px 28px}
.nifmt-footer-disclaimer p{margin:0!important}
.nifmt-footer-disclaimer .disclaimer-title{color:var(--gold2)!important;display:inline;margin-right:6px}
.nifmt-footer-disclaimer .disclaimer-text{color:#8fa89a!important}
@media(max-width:860px){.footer-main{grid-template-columns:1fr 1fr!important}.footer-brand{grid-column:1 / -1}.footer-contact{grid-template-columns:1fr}.nifmt-footer-disclaimer{grid-template-columns:1fr}}
@media(max-width:520px){.footer-main{grid-template-columns:1fr!important}}

/* ===== Shared page system ===== */
.page-hero,.program-hero,.sector-hero,.banking-hero,.bhero{background:linear-gradient(135deg,#0d3b2e,#14543f)!important;color:#fff!important;padding:46px 5.5%!important;border-bottom:4px solid var(--gold);border-radius:0!important;margin:0!important}
.page-hero h1,.program-hero h1,.sector-hero h1,.banking-hero h1,.bhero h1{color:#fff!important;font-size:clamp(26px,3.6vw,40px)}
.page-hero p,.program-hero p,.sector-hero p,.banking-hero p,.bhero p{color:#dbe8df!important;max-width:70ch}
.eyebrow{color:var(--gold2)!important;letter-spacing:.16em;text-transform:uppercase;font-size:12px;font-weight:700}
main>section.content-card,.section,.content-card{max-width:1100px;margin-left:auto!important;margin-right:auto!important}
.facts{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px!important}
.fact,.sector-facts article,.banking-facts article{background:#fff!important;border:1px solid var(--line)!important;border-top:3px solid var(--gold)!important;border-radius:3px;padding:16px!important;text-align:center}
.fact strong{display:block;font:700 22px Georgia,serif;color:var(--g2)}
.fact span{font-size:12px;color:var(--mut);text-transform:uppercase;letter-spacing:.08em}
table{border-collapse:collapse;width:100%}th{background:var(--g1)!important;color:#fff!important}td,th{border-color:var(--line)!important}
/* Collapsible sections */
details.fold{max-width:1100px;margin:14px auto!important;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:3px;box-shadow:0 8px 22px rgba(13,59,46,.06)}
details.fold>summary{cursor:pointer;list-style:none;padding:16px 52px 16px 22px;font:700 19px Georgia,serif;color:var(--g1);position:relative}
details.fold>summary::-webkit-details-marker{display:none}
details.fold>summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--g3);color:var(--g2);text-align:center;line-height:28px;font:700 18px Inter,sans-serif}
details.fold[open]>summary::after{content:"–";background:var(--gold);color:#fff}
details.fold[open]>summary{border-bottom:1px solid var(--line)}
details.fold>*:not(summary){margin-left:0}
details.fold>section,details.fold>div{padding:18px 22px!important;margin:0!important;box-shadow:none!important;border:0!important}
details.fold>section>h2:first-child,details.fold>section>.section-heading h2,details.fold>section>h3:first-child{display:none}
details.disc-fold{background:#f6f3ea;border-left-color:var(--mut)}
details.disc-fold>summary{font:600 14px Inter,sans-serif;color:var(--mut)}
details.disc-fold>*:not(summary){font-size:13px;color:var(--mut)}
.plan-folds{max-width:1100px;margin:0 auto;padding:20px 0}
.nifmt-footer-disclaimer p{display:block}

/* ===== Admission schedule: dark green panel, readable text ===== */
.admission-phases{background:linear-gradient(135deg,#0d3b2e,#14543f)!important;border:0!important;border-radius:6px!important;padding:44px 28px!important;box-shadow:0 18px 40px rgba(13,59,46,.22)!important}
.admission-heading{text-align:center;margin-bottom:26px}
.admission-kicker{display:inline-block;color:var(--gold2)!important;border:1px solid var(--gold)!important;background:rgba(255,255,255,.06)!important;padding:6px 16px;border-radius:99px;font-size:12px;font-weight:700;letter-spacing:.16em}
.admission-phases h2,.admission-heading h2{color:#fff!important;text-shadow:none!important;margin:14px 0 8px}
.admission-heading p,.admission-phases>p{color:#e3eee7!important;opacity:1!important;font-size:16px}
.phase-card{background:#fff!important;color:var(--ink)!important;border-top:4px solid var(--gold)!important;border-radius:4px!important}
.phase-card .phase-top span{color:var(--gold)!important}
.phase-card .phase-top strong{color:var(--g1)!important}
.phase-seats,.phase-one .phase-seats,.phase-two .phase-seats{background:var(--g3)!important;color:var(--g1)!important;border:1px solid var(--line)}
.phase-seats strong{color:var(--g1)!important}
.phase-dates small{color:var(--mut)!important}.phase-dates b{color:var(--g1)!important}

/* ===== Readability on dark panels: headings and text always light ===== */
.admission-phases h1,
.bachelor-level h1,
.bachelor-redesign .bhero h1,
.banking-project-page .banking-cta h1,
.banking-project-page .banking-hero h1,
.batch h1,
.category-heading h1,
.course-page .contact h1,
.course-page .hero h1,
.enrollment-schedule h1,
.enrollment-schedule .seat-count h1,
.equity-project-showcase h1,
.fee-banner h1,
.home-hero h1,
.lwy-hero h1,
.master-level h1,
.nifmt-plan-heading h1,
.overview-hero h1,
.pathway-nav a.current h1,
.program-hero h1,
.sector-project-page .sector-cta h1,
.sector-project-page .sector-hero h1,
.value-strip h1,
.why-section h1,
.yw-card-head h1,
.yw-live-note h1,
[class*="hero"] h1,
.nh-hero h1,
.ab-founder h1,
.site-footer h1,
.footer h1,
.page-hero h1,
.admission-phases h2,
.bachelor-level h2,
.bachelor-redesign .bhero h2,
.banking-project-page .banking-cta h2,
.banking-project-page .banking-hero h2,
.batch h2,
.category-heading h2,
.course-page .contact h2,
.course-page .hero h2,
.enrollment-schedule h2,
.enrollment-schedule .seat-count h2,
.equity-project-showcase h2,
.fee-banner h2,
.home-hero h2,
.lwy-hero h2,
.master-level h2,
.nifmt-plan-heading h2,
.overview-hero h2,
.pathway-nav a.current h2,
.program-hero h2,
.sector-project-page .sector-cta h2,
.sector-project-page .sector-hero h2,
.value-strip h2,
.why-section h2,
.yw-card-head h2,
.yw-live-note h2,
[class*="hero"] h2,
.nh-hero h2,
.ab-founder h2,
.site-footer h2,
.footer h2,
.page-hero h2,
.admission-phases h3,
.bachelor-level h3,
.bachelor-redesign .bhero h3,
.banking-project-page .banking-cta h3,
.banking-project-page .banking-hero h3,
.batch h3,
.category-heading h3,
.course-page .contact h3,
.course-page .hero h3,
.enrollment-schedule h3,
.enrollment-schedule .seat-count h3,
.equity-project-showcase h3,
.fee-banner h3,
.home-hero h3,
.lwy-hero h3,
.master-level h3,
.nifmt-plan-heading h3,
.overview-hero h3,
.pathway-nav a.current h3,
.program-hero h3,
.sector-project-page .sector-cta h3,
.sector-project-page .sector-hero h3,
.value-strip h3,
.why-section h3,
.yw-card-head h3,
.yw-live-note h3,
[class*="hero"] h3,
.nh-hero h3,
.ab-founder h3,
.site-footer h3,
.footer h3,
.page-hero h3,
.admission-phases h4,
.bachelor-level h4,
.bachelor-redesign .bhero h4,
.banking-project-page .banking-cta h4,
.banking-project-page .banking-hero h4,
.batch h4,
.category-heading h4,
.course-page .contact h4,
.course-page .hero h4,
.enrollment-schedule h4,
.enrollment-schedule .seat-count h4,
.equity-project-showcase h4,
.fee-banner h4,
.home-hero h4,
.lwy-hero h4,
.master-level h4,
.nifmt-plan-heading h4,
.overview-hero h4,
.pathway-nav a.current h4,
.program-hero h4,
.sector-project-page .sector-cta h4,
.sector-project-page .sector-hero h4,
.value-strip h4,
.why-section h4,
.yw-card-head h4,
.yw-live-note h4,
[class*="hero"] h4,
.nh-hero h4,
.ab-founder h4,
.site-footer h4,
.footer h4,
.page-hero h4{color:#fff!important;text-shadow:none!important}
.admission-phases p,
.bachelor-level p,
.bachelor-redesign .bhero p,
.banking-project-page .banking-cta p,
.banking-project-page .banking-hero p,
.batch p,
.category-heading p,
.course-page .contact p,
.course-page .hero p,
.enrollment-schedule p,
.enrollment-schedule .seat-count p,
.equity-project-showcase p,
.fee-banner p,
.home-hero p,
.lwy-hero p,
.master-level p,
.nifmt-plan-heading p,
.overview-hero p,
.pathway-nav a.current p,
.program-hero p,
.sector-project-page .sector-cta p,
.sector-project-page .sector-hero p,
.value-strip p,
.why-section p,
.yw-card-head p,
.yw-live-note p,
[class*="hero"] p,
.nh-hero p,
.ab-founder p,
.site-footer p,
.footer p,
.page-hero p{color:#e6efe9!important}
.overview-hero .eyebrow{color:var(--gold2)!important}

/* ===== Professional programmes overview ===== */
.overview-hero{background:linear-gradient(135deg,#0d3b2e,#14543f)!important;padding:64px 5.5% 54px!important;border-bottom:4px solid var(--gold)}
.overview-hero h1{font-size:clamp(30px,4.5vw,46px)!important;line-height:1.15;margin:12px 0 14px!important}
.overview-hero p{font-size:17px!important;max-width:780px}
.hero-pills span{background:rgba(255,255,255,.08);border:1px solid var(--gold)!important;color:var(--gold2)!important;font-weight:600}
.section .cards{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(310px,1fr))!important;gap:24px!important}
article.course{background:#fff!important;border:1px solid var(--line)!important;border-top:4px solid var(--gold)!important;border-radius:4px!important;padding:24px!important;box-shadow:0 14px 34px rgba(13,59,46,.09)!important;display:flex;flex-direction:column}
article.course h3{font-size:19px;margin:10px 0 14px;color:var(--g1)!important}
article.course .tag{align-self:flex-start;background:var(--g3)!important;color:var(--g2)!important;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 11px;border-radius:2px}
article.course .facts{display:grid!important;grid-template-columns:1fr 1fr;gap:10px!important;margin-bottom:14px}
article.course .fact{background:var(--paper)!important;border:1px solid var(--line)!important;border-top:2px solid var(--gold)!important;padding:10px 12px!important;text-align:left}
article.course .fact small{display:block;color:var(--mut);font-size:11px;text-transform:uppercase;letter-spacing:.08em}
article.course .fact strong{display:block;font:700 15px Georgia,serif;color:var(--g1)}
article.course .fee{font:700 30px Georgia,serif!important;color:var(--g2)!important;margin:6px 0 2px!important}
article.course ul{padding-left:18px;color:var(--ink);font-size:14.5px}
article.course a.link{margin-top:auto;align-self:flex-start;background:var(--g2);color:#fff!important;padding:11px 20px;border-radius:2px;text-decoration:none;font-weight:700;font-size:14px}
article.course a.link:hover{background:var(--gold)}
.section>h2{font-size:30px;color:var(--g1)!important}.section .intro{color:var(--mut);max-width:70ch}

/* ===== Previous / Home / Next ===== */
.page-step-nav{max-width:1100px;margin:28px auto!important;padding:0 22px!important;display:flex!important;justify-content:space-between;align-items:center;gap:12px;background:transparent!important;border:0!important}
.page-step-nav a,.page-step-nav .step-off{flex:0 0 auto;min-width:130px;text-align:center;padding:12px 22px;border-radius:2px!important;font-weight:700;font-size:14px;text-decoration:none;letter-spacing:.03em}
.page-step-nav a{background:#fff!important;color:var(--g1)!important;border:1px solid var(--g2)!important}
.page-step-nav a:hover{background:var(--g2)!important;color:#fff!important}
.page-step-nav .step-home{background:var(--g1)!important;color:var(--gold2)!important;border-color:var(--g1)!important}
.page-step-nav .step-home:hover{background:var(--gold)!important;color:#fff!important;border-color:var(--gold)!important}
.page-step-nav .step-off{border:1px dashed var(--line);color:#a8b3ab;background:transparent}
@media(max-width:520px){.page-step-nav a,.page-step-nav .step-off{min-width:0;padding:11px 12px;font-size:13px}}
@media print{.page-step-nav{display:none!important}}

/* ===== Main menu: single row on desktop ===== */
@media(min-width:1001px){
 .nav{flex-wrap:nowrap!important;justify-content:space-between!important;gap:0!important}
 .nav>a,.dropbtn{padding:0 clamp(5px,.75vw,13px)!important;font-size:clamp(8.5px,.8vw,11px)!important;letter-spacing:.01em!important;white-space:nowrap!important;flex:0 1 auto}
 .nav-row{padding:0 clamp(10px,2vw,36px)!important}
 .dropbtn::after{margin-left:4px}
}

/* ===== Footer disclaimers: three separate boxes ===== */
.nifmt-footer-disclaimer{max-width:1180px!important;margin:0 auto!important;padding:26px 24px 34px!important;border-top:1px solid rgba(230,207,148,.25);display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:20px!important;font-size:13.5px!important;line-height:1.65!important}
.nifmt-footer-disclaimer p{display:block!important;margin:0!important;padding:20px 22px!important;background:rgba(255,255,255,.06)!important;border:1px solid rgba(230,207,148,.28)!important;border-top:3px solid var(--gold)!important;border-radius:6px!important;box-shadow:0 8px 20px rgba(0,0,0,.18)}
.nifmt-footer-disclaimer .disclaimer-title{display:block!important;margin:0 0 8px!important;font:700 16px Georgia,serif!important;color:var(--gold2)!important;letter-spacing:0!important;text-transform:none!important}
.nifmt-footer-disclaimer .disclaimer-title::after{content:":"}
.nifmt-footer-disclaimer .disclaimer-text{display:block;color:#e6efe9!important}
@media(max-width:860px){.nifmt-footer-disclaimer{grid-template-columns:1fr!important}}

/* ===== Intermediary block inside first footer box ===== */
.footer-intermediary{margin-top:14px;padding-top:14px;border-top:1px dashed rgba(230,207,148,.4)}
.footer-intermediary .footer-contact-title{font-size:14px;color:var(--gold2)!important}

/* ===== Intermediary card (footer) ===== */
.footer-intermediary{margin-top:18px!important;padding:18px!important;border:1px solid rgba(230,207,148,.45)!important;border-top:3px solid var(--gold)!important;border-radius:6px;background:linear-gradient(160deg,rgba(230,207,148,.14),rgba(255,255,255,.03))}
.im-head{display:flex;align-items:center;gap:14px;margin-bottom:12px}
.im-mono{flex:0 0 52px;width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;font:700 18px Georgia,serif;color:#0d3b2e;background:linear-gradient(135deg,#f1dfab,#c9a24f);box-shadow:0 0 0 3px rgba(230,207,148,.25)}
.im-label{display:block;color:var(--gold2);font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:700}
.im-name{display:block;color:#fff;font:700 18px Georgia,serif;margin:2px 0 6px}
.im-badge{display:inline-block;background:var(--gold);color:#0d3b2e;font-size:11px;font-weight:700;padding:3px 10px;border-radius:99px}
.im-list{list-style:none;margin:0;padding:0}
.im-list li{padding:8px 0;border-top:1px solid rgba(230,207,148,.2);color:#e6efe9;font-size:13.5px;line-height:1.5}
.im-list li span{display:block;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);font-weight:700}
.im-list a{color:#fff!important;text-decoration:none;word-break:break-word}.im-list a:hover{color:var(--gold2)!important}
.footer-person{margin-top:10px!important}
.footer-contact-card>.footer-intermediary:first-of-type{margin-top:10px}
.footer-contact-card .footer-intermediary{margin-top:12px!important}
.im-mono{font-size:15px;letter-spacing:.02em}
.footer-contact-card a.site-btn{display:block;margin-top:12px;text-align:center;background:var(--gold);color:#0d3b2e!important;font-weight:700;padding:11px 16px;border-radius:3px;text-decoration:none;font-size:14px}
.footer-contact-card a.site-btn:hover{background:var(--gold2)}


/* NIFMT HEADER REPAIR — consistent masthead, no clipped navigation */
html{scroll-padding-top:170px}
.site-header{
  position:sticky!important;top:0!important;z-index:5000!important;
  display:flex!important;flex-direction:column!important;align-items:stretch!important;
  width:100%!important;max-width:100%!important;margin:0!important;
  overflow:visible!important;isolation:isolate!important;
}
.nifmt-topbar{
  width:100%!important;max-width:100%!important;box-sizing:border-box!important;
  min-height:30px!important;height:auto!important;padding:5px clamp(12px,2vw,28px)!important;
  display:flex!important;align-items:center!important;justify-content:center!important;
  flex-wrap:wrap!important;gap:4px 14px!important;overflow-wrap:anywhere!important;
  font-size:clamp(10px,.85vw,12px)!important;line-height:1.4!important;
}
.nifmt-topbar .top-contact{display:flex!important;justify-content:center!important;align-items:center!important;flex-wrap:wrap!important;gap:4px 12px!important;width:100%!important}
.brand-row{
  width:100%!important;max-width:100%!important;box-sizing:border-box!important;
  min-height:76px!important;height:auto!important;padding:9px clamp(14px,3vw,42px)!important;
  display:flex!important;align-items:center!important;justify-content:flex-start!important;
  overflow:visible!important;
}
.brand{display:flex!important;align-items:center!important;gap:13px!important;min-width:0!important;max-width:100%!important}
.brand-mark{flex:0 0 52px!important;width:52px!important;height:52px!important}
.brand strong{display:block!important;font-size:clamp(14px,1.35vw,19px)!important;line-height:1.25!important;white-space:normal!important}
.brand small{display:block!important;font-size:9px!important;line-height:1.35!important}
.nav-row{
  position:relative!important;width:100%!important;max-width:100%!important;box-sizing:border-box!important;
  min-height:48px!important;height:auto!important;padding:0 clamp(8px,1.5vw,22px)!important;
  display:flex!important;align-items:center!important;justify-content:center!important;
  overflow:visible!important;
}
.nav{
  position:relative!important;width:100%!important;max-width:1400px!important;min-width:0!important;
  display:flex!important;flex-direction:row!important;flex-wrap:wrap!important;
  justify-content:center!important;align-items:center!important;gap:0 3px!important;
  margin:0 auto!important;padding:0!important;overflow:visible!important;
}
.nav>a,.nav .dropbtn{
  display:flex!important;align-items:center!important;justify-content:center!important;
  flex:0 1 auto!important;min-width:0!important;min-height:42px!important;height:auto!important;
  padding:8px clamp(7px,.8vw,12px)!important;font-size:clamp(9px,.78vw,11px)!important;
  line-height:1.25!important;letter-spacing:0!important;white-space:normal!important;
  text-align:center!important;
}
.nav .dropdown{position:relative!important;display:block!important;flex:0 0 auto!important;overflow:visible!important;z-index:5100!important}
.nav .dropdown-menu{
  position:absolute!important;top:100%!important;left:0!important;right:auto!important;
  display:none!important;min-width:270px!important;width:max-content!important;
  max-width:min(390px,calc(100vw - 24px))!important;max-height:65vh!important;
  overflow-y:auto!important;overflow-x:hidden!important;margin:0!important;z-index:5200!important;
}
.nav .dropdown:hover>.dropdown-menu,.nav .dropdown:focus-within>.dropdown-menu,
.nav .dropdown.dropdown-open>.dropdown-menu{display:block!important}
.nav .dropbtn:hover,.nav .dropbtn:focus,.nav .dropbtn:active,
.nav .dropdown-open>.dropbtn,.nav .dropbtn[aria-expanded="true"]{
  transform:none!important;box-shadow:none!important;
}
@media(max-width:1000px){
 .site-header{position:sticky!important;top:0!important}
 .brand-row{min-height:66px!important;padding:8px 14px!important}
 .brand-mark{flex-basis:46px!important;width:46px!important;height:46px!important}
 .brand strong{font-size:13px!important}
 .nav-row{min-height:48px!important;justify-content:flex-end!important;padding:0 12px!important}
 .menu-toggle{display:inline-flex!important;align-items:center!important;justify-content:center!important}
 .nav{
   display:none!important;position:absolute!important;top:100%!important;left:0!important;right:0!important;
   width:100%!important;max-width:none!important;max-height:calc(100vh - 125px)!important;
   overflow-y:auto!important;overflow-x:visible!important;flex-direction:column!important;
   flex-wrap:nowrap!important;align-items:stretch!important;gap:0!important;
   padding:8px 14px 14px!important;background:var(--lux-navy,#0b2850)!important;
   box-shadow:0 14px 28px rgba(0,0,0,.24)!important;
 }
 .nav.nav-open,.nav.open{display:flex!important}
 .nav>a,.nav .dropbtn{justify-content:flex-start!important;width:100%!important;min-height:42px!important;text-align:left!important;padding:10px 12px!important;font-size:12px!important}
 .nav .dropdown{width:100%!important;flex:0 0 auto!important}
 .nav .dropdown-menu{
   position:relative!important;top:auto!important;left:auto!important;right:auto!important;
   width:100%!important;min-width:0!important;max-width:none!important;max-height:42vh!important;
   margin:0 0 7px!important;box-shadow:none!important;
 }
}
@media(max-width:560px){
 .nifmt-topbar{font-size:9px!important;padding:4px 8px!important}
 .brand-row{min-height:60px!important;padding:7px 10px!important}
 .brand{gap:9px!important}
 .brand-mark{flex-basis:42px!important;width:42px!important;height:42px!important}
 .brand strong{font-size:11px!important}
 .brand small{font-size:7px!important;letter-spacing:.7px!important}
}